£5k–£750k in your account in hours
Sandringham Business Finance is an asset finance brokerage covering the UK. Use the form below and one of our team will be in touch.
What you get:
Same Day Decisions - Hours, not weeks
Rates from 3.05%* - Access to multiple lenders
Funded in 4 hours - When timing matters
No credit impact - Check without risk
What you qualify for might be better than you expect.
*Rates from 3.05% subject to status, credit and lender approval.
About Us
Sandringham Business Finance is an asset finance brokerage specialising in funding for UK SMEs.
We have a strong belief in relationships and we are only a phone call or a message away. We aim to provide a no nonsense, straight talking service for all of our customers without all the typical finance jargon.
Get in touch with one of our team to see how we could assist your business with its funding requirements.
Our Lender Panel
Funding From Lenders You Know
We work with high street banks, specialist lenders and asset finance houses to find the right deal for your business.
What We Offer
Finance Options
Unsure what type of finance you need? Explore the below options to see what best fits you needs.
02
Finance Lease
02
Finance Lease
Looking for set rentals on a product with the option to own it at the end?
03
Business Loan
03
Business Loan
Looking for a cash injection in the business to purchase stock / materials etc?
04
Refinance
04
Refinance
Looking to release cash or lower monthly outgoings?
05
Invoice Finance
05
Invoice Finance
Unlock cash tied up in invoices?
06
VAT Loans
06
VAT Loans
Need to spread your VAT bill into manageable monthly repayments?
Frequently Asked Questions
Asset finance lets your business get the vehicles, machinery or equipment it needs now and spread the cost over fixed monthly payments, rather than paying the full price upfront. The asset itself usually acts as the security, which often makes it easier to arrange than an unsecured loan.
Almost any business asset with a resale value, including HGVs, vans and trailers, plant and machinery, scaffolding, coaches and minibuses, agricultural and manufacturing equipment, and technology. New and used assets can both be considered, whether you're buying from a dealer or privately.
Often, yes. Some of our lenders specialise in newer businesses and will look at your industry experience, any deposit and the asset itself rather than years of trading history. Talk to us about your situation and we'll tell you honestly what's realistic.
No. Getting a quote and talking through your options won't affect your credit file. If you decide to go ahead with an application, the lender will carry out a credit search, and we'll always tell you before that happens.
With hire purchase you own the asset once the final payment (and any option-to-purchase fee) has been made. With a finance lease you rent the asset for an agreed term and the lender keeps ownership, though you can often share in the sale proceeds at the end. The right choice depends on your tax position and plans for the asset, so it's worth speaking to your accountant too.